We also make it easy for you to establish Credit Card Processing capabilities which allow you to securely process credit card payments on your Web site.

If you want to process credit cards over the Internet you'll need a special account specifically designed for that purpose. Because you never take physical possession of a credit card so that you can swipe it through a magnetic strip reader, both Visa and Mastercard use different criteria for evaluating risk and have different fee structures for card-not-present transactions. There are actually three components involved in establishing such an account:

• MERCHANT SERVICES (In this case-Total Merchant Services) - The service that allows any business to accept credit cards for payment and have the funds deposited directly into your bank account.
• PAYMENT PROCESSING TECHNOLOGY OR VIRTUAL TERMINAL (In this case-TotalPay by Authorize.net or Verisign Payflow) - permits you to accept and process credit card payments in a real time manner, right at your website. When your customer initiates a transaction, your web site sends credit card information to an Internet Payment Gateway/Virtual Terminal. The gateway passes the information on to the credit card processing network and then forwards the approval back to the virtual terminal in real-time. When configured properly, the entire process takes just seconds to complete.
• WEB SITE INTEGRATION - (we take care of this) The easy linking of your Web site with the payment processing technology.

We can help you easily establish a merchant account and the entire process will take just minutes of your time and you'll be up and running in a matter of days. Connext Associates 2 does not bill you for establishing your merchant account- Total Merchant Services will - but our alliance ensures you receive some of the industry's lowest rates and best services.